G06Q

INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES

SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

Groups G06Q10/00 - G06Q50/00 and G06Q99/00 only cover systems or methods that involve significant data processing operations, i.e. data processing operations that need to be carried out by a technological, e.g. computing, system or device. Group G06Q90/00 covers systems or methods that do not involve significant data processing, when both of the following conditions are fulfilled:

the systems or methods are specially adapted for the purposes mentioned in the subclass title or the titles of groups G06Q10/00 - G06Q50/00; and

the systems or methods cannot be classified elsewhere, for example by applying the principles described in paragraph 96 of the Guide to the IPC.

When classifying such systems or methods in group G06Q90/00, additional classification may be made in the most closely related group of this or any other subclass, if this classification gives information about the application of the systems or methods that could be of interest for search. Such non-obligatory classification must be given as "additional information".

G06Q has been largely refined to bring most of the former USPC 705 groups into ECLA, prior to CPC launch. Therefore, most of the new G06Q subdivisions are not complete pending reclassification. Users are invited to systematically consult also the hierarchically higher groups, up to the first valid IPC group. For example, while searching in G06Q50/2053, it is appropriate to consult also G06Q50/205 and G06Q50/20

In this subclass non-limiting references (in the sense of paragraph 39 of the Guide to the IPC) may still be displayed in the scheme.

G06Q10/00

Administration

Management

G06Q10/02

Reservations, e.g. for tickets, services or events

G06Q10/025

Coordination of plural reservations, e.g. plural trip segments, transportation combined with accommodation

G06Q10/04

Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem" market predictions or forecasting for commercial activities G06Q30/0202

G06Q10/043

Optimisation of two dimensional placement, e.g. cutting of clothes or wood

G06Q10/047

Optimisation of routes or paths, e.g. travelling salesman problem

G06Q10/06

Resources, workflows, human or project management

Enterprise or organisation planning

Enterprise or organisation modelling

Group G06Q10/06 is incomplete pending reclassification of documents from group E21B41/0092.
Groups E21B41/0092 and G06Q10/06 should be considered in order to perform a complete search.

G06Q10/063

Operations research, analysis or management

G06Q10/0631

Resource planning, allocation, distributing or scheduling for enterprises or organisations

G06Q10/06311

Scheduling, planning or task assignment for a person or group

G06Q10/063112

Skill-based matching of a person or a group to a task

G06Q10/063114

Status monitoring or status determination for a person or group

G06Q10/063116

Schedule adjustment for a person or group

G06Q10/063118

Staff planning in a project environment

G06Q10/06312

Adjustment or analysis of established resource schedule, e.g. resource or task levelling, or dynamic rescheduling

G06Q10/06313

Resource planning in a project environment

G06Q10/06314

Calendaring for a resource

G06Q10/06315

Needs-based resource requirements planning or analysis

G06Q10/06316

Sequencing of tasks or work

G06Q10/0633

Workflow analysis

G06Q10/0635

Risk analysis of enterprise or organisation activities

G06Q10/0637

Strategic management or analysis, e.g. setting a goal or target of an organisation

Planning actions based on goals

Analysis or evaluation of effectiveness of goals

G06Q10/06375

Prediction of business process outcome or impact based on a proposed change

G06Q10/0639

Performance analysis of employees

Performance analysis of enterprise or organisation operations

G06Q10/06393

Score-carding, benchmarking or key performance indicator [KPI] analysis

G06Q10/06395

Quality analysis or management

G06Q10/06398

Performance of employee with respect to a job function

G06Q10/067

Enterprise or organisation modelling

G06Q10/08

Logistics, e.g. warehousing, loading or distribution

Inventory or stock management

G06Q10/083

Shipping

G06Q10/0831

Overseas transactions

G06Q10/0832

Special goods or special handling procedures, e.g. handling of hazardous or fragile goods

G06Q10/0833

Tracking

G06Q10/0834

Choice of carriers

G06Q10/08345

Pricing

G06Q10/0835

Relationships between shipper or supplier and carriers

G06Q10/08355

Routing methods

G06Q10/0836

Recipient pick-ups

G06Q10/0837

Return transactions

G06Q10/0838

Historical data

G06Q10/087

Inventory or stock management, e.g. order filling, procurement or balancing against orders

G06Q10/0875

Itemisation or classification of parts, supplies or services, e.g. bill of materials

G06Q10/10

Office automation

Time management

G06Q10/101

Collaborative creation, e.g. joint development of products or services

G06Q10/103

Workflow collaboration or project management

G06Q10/105

Human resources

G06Q10/1053

Employment or hiring

G06Q10/1057

Benefits or employee welfare, e.g. insurance, holiday or retirement packages

G06Q10/107

Computer-aided management of electronic mailing [e-mailing]

G06Q10/109

Time management, e.g. calendars, reminders, meetings or time accounting

G06Q10/1091

Recording time for administrative or management purposes

G06Q10/1093

Calendar-based scheduling for persons or groups

G06Q10/1095

Meeting or appointment

G06Q10/1097

Task assignment

G06Q10/20

Administration of product repair or maintenance

G06Q10/30

Administration of product recycling or disposal

G06Q20/00

Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12

G06Q20/02

involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

G06Q20/023

the neutral party being a clearing house

G06Q20/027

involving a payment switch or gateway

G06Q20/04

Payment circuits

G06Q20/042

characterized in that the payment protocol involves at least one cheque

G06Q20/0425

the cheque being electronic only

G06Q20/045

using payment protocols involving tickets

G06Q20/0457

the tickets being sent electronically

G06Q20/047

using payment protocols involving electronic receipts

G06Q20/06

Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme

G06Q20/065

using e-cash

G06Q20/0652

e-cash with decreasing value according to a parameter, e.g. time

G06Q20/0655

e-cash managed centrally

G06Q20/0658

e-cash managed locally

G06Q20/08

Payment architectures

G06Q20/085

involving remote charge determination or related payment systems

G06Q20/0855

involving a third party

G06Q20/10

specially adapted for electronic funds transfer [EFT] systems

specially adapted for home banking systems

G06Q20/102

Bill distribution or payments

G06Q20/105

involving programming of a portable memory device, e.g. IC cards, "electronic purses"

G06Q20/108

Remote banking, e.g. home banking

G06Q20/1085

involving automatic teller machines [ATMs]

G06Q20/12

specially adapted for electronic shopping systems

G06Q20/123

Shopping for digital content

G06Q20/1235

with control of digital rights management [DRM]

G06Q20/127

Shopping or accessing services according to a time-limitation

G06Q20/14

specially adapted for billing systems

G06Q20/145

Payments according to the detected use or quantity

G06Q20/16

Payments settled via telecommunication systems

G06Q20/18

involving self-service terminals [SST], vending machines, kiosks or multimedia terminals

G06Q20/20

Point-of-sale [POS] network systems

Group G06Q20/20 is incomplete pending reclassification of documents from group G06Q20/206.
Groups G06Q20/206 and G06Q20/20 should be considered in order to perform a complete search.

G06Q20/201

Price look-up processing, e.g. updating

G06Q20/202

Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR

Features of the apparatus per se should be classified in G07G1/14

G06Q20/203

Inventory monitoring

G06Q20/204

comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit

G06Q20/206

comprising security or operator identification provisions, e.g. password entry

Group G06Q20/206 is impacted by reclassification into group G06Q20/20.
Groups G06Q20/206 and G06Q20/20 should be considered in order to perform a complete search.

G06Q20/207

Tax processing

G06Q20/208

Input by product or record sensing, e.g. weighing or scanner processing

G06Q20/209

Specified transaction journal output feature, e.g. printed receipt or voice output

G06Q20/22

Payment schemes or models

G06Q20/223

based on the use of peer-to-peer networks

G06Q20/227

characterised in that multiple accounts are available, e.g. to the payer

G06Q20/229

Hierarchy of users of accounts

G06Q20/2295

Parent-child type, e.g. where parent has control on child rights

G06Q20/24

Credit schemes, i.e. "pay after"

G06Q20/26

Debit schemes, e.g. "pay now"

G06Q20/28

Pre-payment schemes, e.g. "pay before"

G06Q20/29

characterised by micropayments

G06Q20/30

characterised by the use of specific devices

or networks

Group G06Q20/30 is impacted by reclassification into groups G06Q20/306 and G06Q20/308.
Groups G06Q20/30, G06Q20/306, and G06Q20/308 should be considered in order to perform a complete search.

G06Q20/305

using wired telephone networks

G06Q20/306

using TV related infrastructures external card used for payment with client device H04N21/4185

Group G06Q20/306 is incomplete pending reclassification of documents from group G06Q20/30.
Groups G06Q20/30 and G06Q20/306 should be considered in order to perform a complete search.

G06Q20/308

using the Internet of Things

Group G06Q20/308 is incomplete pending reclassification of documents from group G06Q20/30.
Groups G06Q20/30 and G06Q20/308 should be considered in order to perform a complete search.

G06Q20/32

using wireless devices

Group G06Q20/32 is impacted by reclassification into groups G06Q20/321, G06Q20/326, G06Q20/3263, G06Q20/3265, and G06Q20/3267.
All groups listed in this Warning should be considered in order to perform a complete search.

G06Q20/321

using wearable devices

Group G06Q20/321 is incomplete pending reclassification of documents from group G06Q20/32.
Groups G06Q20/32 and G06Q20/321 should be considered in order to perform a complete search.

G06Q20/322

Aspects of commerce using mobile devices [M-devices]

G06Q20/3221

Access to banking information through M-devices

G06Q20/3223

Realising banking transactions through M-devices

G06Q20/3224

Transactions dependent on location of M-devices

G06Q20/3226

Use of secure elements separate from M-devices

G06Q20/3227

using secure elements embedded in M-devices

G06Q20/3229

Use of the SIM of a M-device as secure element

G06Q20/325

using wireless networks

G06Q20/3255

using mobile network messaging services for payment, e.g. SMS

G06Q20/326

Payment applications installed on the mobile devices

Groups G06Q20/326 – G06Q20/3267 are incomplete pending reclassification of documents from group G06Q20/32.
Groups G06Q20/32 and G06Q20/326 – G06Q20/3267 should be considered in order to perform a complete search.

G06Q20/3263

characterised by activation or deactivation of payment capabilities

G06Q20/3265

characterised by personalisation for use

G06Q20/3267

In-app payments

G06Q20/327

Short range or proximity payments by means of M-devices

G06Q20/3272

using an audio code

G06Q20/3274

using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

G06Q20/3276

using a pictured code, e.g. barcode or QR-code, being read by the M-device

G06Q20/3278

RFID or NFC payments by means of M-devices

G06Q20/34

using cards, e.g. integrated circuit [IC] cards or magnetic cards

G06Q20/341

Active cards, i.e. cards including their own processing means, e.g. including an IC or chip

G06Q20/3415

Cards acting autonomously as pay-media

G06Q20/342

Cards defining paid or billed services or quantities

G06Q20/343

Cards including a counter

G06Q20/3433

the counter having monetary units

G06Q20/3437

the counter having non-monetary units, e.g. trips

G06Q20/346

Cards serving only as information carrier of service

G06Q20/347

Passive cards

G06Q20/348

Single-use cards, i.e. without possibility of recharging

G06Q20/349

Rechargeable cards

G06Q20/351

Virtual cards

G06Q20/352

Contactless payments by cards

G06Q20/353

Payments by cards read by M-devices

G06Q20/354

Card activation or deactivation

G06Q20/355

Personalisation of cards for use

G06Q20/3552

Downloading or loading of personalisation data

G06Q20/3555

Personalisation of two or more cards

G06Q20/3558

Preliminary personalisation for transfer to user

G06Q20/356

Aspects of software for card payments

G06Q20/3563

Software being resident on card

G06Q20/3567

Software being in the reader

G06Q20/357

Cards having a plurality of specified features

G06Q20/3572

Multiple accounts on card

G06Q20/3574

Multiple applications on card

G06Q20/3576

Multiple memory zones on card

G06Q20/35765

Access rights to memory zones

G06Q20/36

using electronic wallets or electronic money safes

G06Q20/363

with the personal data of a user

G06Q20/367

involving electronic purses or money safes

G06Q20/3672

initialising or reloading thereof

G06Q20/3674

involving authentication

G06Q20/3676

Balancing accounts

G06Q20/3678

e-cash details, e.g. blinded, divisible or detecting double spending

G06Q20/38

Payment protocols

Details thereof

Group G06Q20/38 is impacted by reclassification into groups G06Q20/384 and G06Q20/386.
Groups G06Q20/38, G06Q20/384, and G06Q20/386 should be considered in order to perform a complete search.

G06Q20/381

Currency conversion

G06Q20/382

insuring higher security of transaction

G06Q20/3821

Electronic credentials

G06Q20/38215

Use of certificates or encrypted proofs of transaction rights

G06Q20/3823

combining multiple encryption tools for a transaction

G06Q20/3825

Use of electronic signatures

G06Q20/3827

Use of message hashing

G06Q20/3829

involving key management

G06Q20/383

Anonymous user system

G06Q20/384

using social networks

Group G06Q20/384 is incomplete pending reclassification of documents from group G06Q20/38.
Groups G06Q20/38 and G06Q20/384 should be considered in order to perform a complete search.

G06Q20/385

using an alias or single-use codes

G06Q20/386

using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255

Group G06Q20/386 is incomplete pending reclassification of documents from group G06Q20/38.
Groups G06Q20/38 and G06Q20/386 should be considered in order to perform a complete search.

G06Q20/387

Payment using discounts or coupons relating to marketing G06Q30/02

This group covers only the usage of discounts or coupons interacting with the payment of the protocol

G06Q20/388

using mutual authentication without cards, e.g. challenge-response

G06Q20/389

Keeping log of transactions for guaranteeing non-repudiation of a transaction

G06Q20/40

Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials

Review and approval of payers, e.g. check credit lines or negative lists

G06Q20/401

Transaction verification

Group G06Q20/401 is impacted by reclassification into groups G06Q20/4015 and G06Q20/40155.
Groups G06Q20/401, G06Q20/4015, and G06Q20/40155 should be considered in order to perform a complete search.

G06Q20/4012

Verifying personal identification numbers [PIN]

G06Q20/4014

Identity check for transactions

G06Q20/40145

Biometric identity checks

G06Q20/4015

using location information

Groups G06Q20/4015 and G06Q20/40155 are incomplete pending reclassification of documents from group G06Q20/401.
Groups G06Q20/401, G06Q20/4015, and G06Q20/40155 should be considered in order to perform a complete search.

G06Q20/40155

for triggering transactions

G06Q20/4016

involving fraud or risk level assessment in transaction processing

G06Q20/4018

using the card verification value [CVV] associated with the card

G06Q20/403

Solvency checks

G06Q20/4033

Local solvency checks

G06Q20/4037

Remote solvency checks

G06Q20/405

Establishing or using transaction specific rules

G06Q20/407

Cancellation of a transaction

G06Q20/409

Device specific authentication in transaction processing

G06Q20/4093

Monitoring of device authentication

G06Q20/4097

using mutual authentication between devices and transaction partners

G06Q20/40975

using encryption therefor

G06Q20/42

Confirmation, e.g. check or permission by the legal debtor of payment

G06Q20/425

using two different networks, one for transaction and one for security confirmation

G06Q30/00

Commerce

G06Q30/01

Customer relationship services

Group G06Q30/01 is impacted by reclassification into group G06Q30/015.
Groups G06Q30/01 and G06Q30/015 should be considered in order to perform a complete search.

G06Q30/012

Providing warranty services

G06Q30/014

Providing recall services for goods or products

G06Q30/015

Providing customer assistance, e.g. assisting a customer within a business location or via helpdesk

Group G06Q30/015 is incomplete pending reclassification of documents from group G06Q30/01.
Groups G06Q30/01 and G06Q30/015 should be considered in order to perform a complete search.

G06Q30/016

After-sales

G06Q30/018

Certifying business or products

G06Q30/0185

Product, service or business identity fraud

G06Q30/02

Marketing

Price estimation or determination

Fundraising

G06Q30/0201

Market modelling

Market analysis

Collecting market data

G06Q30/0202

Market predictions or forecasting for commercial activities

G06Q30/0203

Market surveys

Market polls

G06Q30/0204

Market segmentation

G06Q30/0205

Location or geographical consideration

G06Q30/0206

Price or cost determination based on market factors

G06Q30/0207

Discounts or incentives, e.g. coupons or rebates

G06Q30/0208

Trade or exchange of goods or services in exchange for incentives or rewards

G06Q30/0209

Incentive being awarded or redeemed in connection with the playing of a video game

G06Q30/0211

Determining the effectiveness of discounts or incentives

G06Q30/0212

Chance discounts or incentives

G06Q30/0213

Consumer transaction fees

G06Q30/0214

Referral reward systems

G06Q30/0215

Including financial accounts

G06Q30/0216

Investment accounts

G06Q30/0217

involving input on products or services in exchange for incentives or rewards

G06Q30/0218

based on score

G06Q30/0219

based on funds or budget

G06Q30/0221

Re-usable coupons

G06Q30/0222

During e-commerce, i.e. online transactions

G06Q30/0223

based on inventory

G06Q30/0224

based on user history

G06Q30/0225

Avoiding frauds

G06Q30/0226

Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems

G06Q30/0227

Frequent usage incentive value reconciliation between diverse systems

G06Q30/0228

On-line clearing houses

G06Q30/0229

Multi-merchant loyalty card systems

G06Q30/0231

Awarding of a frequent usage incentive independent of the monetary value of a good or service purchased, or distance travelled

G06Q30/0232

Frequent usage rewards other than merchandise, cash or travel

G06Q30/0233

Method of redeeming a frequent usage reward

G06Q30/0234

Rebates after completed purchase

G06Q30/0235

constrained by time limit or expiration date

G06Q30/0236

Incentive or reward received by requiring registration or ID from user

G06Q30/0237

at kiosk

G06Q30/0238

at point-of-sale [POS]

G06Q30/0239

Online discounts or incentives

G06Q30/0241